Ameri Advance are a payday loan company that offer hassle free loans to just about anyone, the charges can be a little expensive, but their service is one of the best in the payday loan industry.
Short term loans known as payday loans or paycheck advance are loans which are useful in meeting short term goals expressly. Such loans usually range between $100 to about $1500 and a borrower needs to return the loaned amount within two to three weeks along with the interest.
Ameriadvance.com are amongst the better payday loan lenders, offering quick 1 hour loans on a secure website.
Payday loans are particularly useful in today’s environment where people are using these loans in order to fulfil their short term needs or to meet unforeseen expenses since these loans come with the guarantee of receiving the cash instantly with respect to the amount of money a person is due for on his or her approaching payday. In simple terms, these loans are for aiding borrowers for a short term before they receive their salaries or make an income. They are good for express requirements and unforeseen events.
Frequently Asked Questions
How much can i borrow?
These guys allow you to lend $100 to $1500, these loans do not require any security against them. All you do here is make a check for the amount of money you need to borrow along with a fee before the next time you get paid. This fee is held till your next payday.
What are the requirements for the loan?
The requirements for these payday loans are easy to fulfil. The only requirements are,
- 18 years of age or above.
- Must have a job or a regular source of income
- You must be approved by the them based on your application – they have a high success rate.
Once approved, you may be approached by the lender directly for additional information about some more criteria in order to confirm the approval. This makes it quite important to fill out the application in an honest manner and with verifiable information. For example, home phone numbers are more trustworthy, compared to cell phone numbers.
How long before you pay back the loan?
The loans are usually due on whatever time your next date of pay is but you can negotiate with them to get the dates preferable to yourself.
Comparing Payday Loans
- Check the finance charges or APR (annual percentage rate) for the lenders.
- Check the maximum amount of money that you can borrow.
- Check the policies of repayment and choose what best suits your needs.
- Evaluate the different lenders to choose the one convenient in terms of transfer of money and filling application etc.
Please find a selection of testimonials extracted from the hundreds of testimonials from the official website.
“All of the girls are pleasant and friendly when I come in to the store to get cash. It has helped me many times when I needed cash at just the right time. They are there when I need them.”
- Diane, Burlington, IA
“[Your associate] explained everything to me and I was happy with everything. I have been there several times and she was always there to help me. In times of need, I know I can rely on you guys.”
- Darleen, Columbia, SC
“My car broke down and the parts, labor and rental fees caused me to have to borrow money. The convenience, professional service and knowing the money is there when I need to borrow it without any reservation is a blessing.”
- Thomas, Edmond, TX
“I went to a different pay-day loan company—they were not nice at all. That is when I went to you and found the nicest people, and they were anxious to help me. Today I still use yourselves when I need a small loan to tide me over. I am so grateful I met these people. I recommend all of my friends and family there. THANKS GUYS, FOR COMING TO MY AIDE WHEN I NEEDED IT MOST.”
- Virginia, Indiana
Please find the comparison chart below of the top 3 payday loan lending companies.
| Product | Ameri Advance | 100 Day Loans | Check N Go |
|---|---|---|---|
| Website Preview |  |  |  |
| Loan Type | Payday Loans | Payday Loans | Payday Loans |
| Monthly earnings needed to get a Loan | $1000/Month | No requirement | No stated amount, you just need a source of verifiable income |
| Secure Site | Yes - McAfee | Yes - VeriSign | Unsure (the verisign image does not link to anything on the homepage) |
| Time to get your money | 24 hours | 24 hours | 24 hours |
| Acceptance Rate | 100% | 100% | 50%+ |
| Max Loan Amount | $1000 | $5000 (Multiple loans ok) | $1500 |
| Telephone Support | Yes | No | Yes |
| Online Approval | Immediate | Immediate | Unsure |
| Average charge for credit (your cost) | $25 cost for every $100 borrowed | $15 cost for every $100 borrowed | $28 cost for every $100 borrowed |
| Official Sites | | | |
| Overall Rating |  |  |  |
| Value for Money | | |  |